First Home Buyer.
Simple Process
Whole Market Advice
We Do All The Donkey Work
Why use AH Mortgages?
Buying your first home can feel like climbing Mount Everest on ice skates. But don't worry, we've been there many times. With each bank having its own policies and requirements, we're here to guide you every step of the way through the entire process.
Let us assist you every step of the way. We provide you with all the information you need to navigate potential pitfalls and secure the best deal from your bank.
Our business is dedicated to ensuring that your home-buying experience is as seamless as possible. From saving for your deposit to securing the most competitive mortgage rates, we take care of the details so you can focus on the exciting parts, like prepping for your first BBQ.
How much can I borrow
Aren’t banks cheaper if I go directly to them?
Most of the time this is not the case. But if it is, we will tell you, at no cost to you. As a broker, we are completely impartial and work for you and not the bank. The only thing that matters is getting you the best deal.
I have a mortgage, can you find me a better deal?
A lot of people are paying too much these days, so it’s well worth your while to get in contact. We can save $100,000’s of dollars to the total loan and reduce your payments by years.
What if a better deal comes along?
As your broker we are consistently hunting for the best rates so we will always be there with the right information at the right time. Once you’re a client, you’re always a client.
What is the minimum deposit?
This is a very good question; a lot of people think you need the full 20%, but we have clients that have only 5% and still got their dream house. So it really all depends on your situation and we will work out the best way forward.
What documents do you need from me?
We will schedule a meeting or a quick phone call and take you through the process (which is not complicated by the way!) and then we’ll take care of the work .
How much can I borrow?
Have a quick play around with the calculator or just give me a quick call and we can work this out pretty easy.
How long will it take for me to get a mortgage?
The process of getting all the information will take a few hours, then we compile all the information into a case for the bank. The bank will take between 5-10 working days if they have all the information to come back with an offer.
Making Finance Simple, So You Can Focus on Life.
Your Goals, Your Future – Not the Bank’s.
Honest, Obligation-Free Advice.
Get the Best Deal, Structure & Broker Today!